Commonwealth Insurance Partners

Learning the Lingo: A Primer of Health Insurance Terms

Health Insurance Terminology for the Consumer While jargon and acronyms (or more often and accurately, initialism) are ways to increase communication (e.g., FBI versus the Federal Bureau of Investigation), they can also confer expertise – whether real or feigned – and confuse the audience.  The use of acronyms and jargon occurs quite a bit within the …

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Why You Might Want to “Fear the Steer”

Who Would Steer You to Fill Prescriptions at Their Own Specialty Pharmacies? They Decide Your Destination We have shared multiple examples of the cost to a “captive healthcare audience”, especially in hospitals and there is a variation occurring that can impact your co-pays and overall medication spending. This growing trend happens when hospitals and health systems are …

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It’s No Surprise the No Surprise Act is Under Attack

We recently wrote about the No Surprises Act (NSA) which impacts anyone paying bills for healthcare and went into effect at the start of 2022.1-3 We concluded that post stating, “Undoubtedly, there will be challenges, a myriad of loopholes that will be exploited (and need to be closed), and changes to be made, but it is …

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Decoding & Understanding Those Dreaded Medical Bills

As part of our ongoing efforts to empower readers to be better health care consumers, this entry is intended to help you untangle medical bills’ jargon and ambiguity. For previous or future entries and updates, visit our blog page here.  Unwelcome Communication When a medical bill finally arrives, it is not a welcome delivery. Beyond …

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When No Surprises are a Good Surprise

One of the best “surprises” of 2022, which affects anyone paying bills for healthcare, is the “No Surprises” Act.1 It went into effect at the start of the year.  What the act is intended to do is indicated in its name.  Officially, it is part of the Consolidated Appropriations Act of 2021, its purpose is to eliminate a …

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